Home insurance Turkey for expats

Home and contents insurance
in Turkey.

Contents, structure and liability cover for your home in Turkey. Protect your property against fire, theft, water damage and more. Compare quotes from 30+ Turkish insurers.

Licensed insurance broker
English-speaking team
30+ Turkish insurers
Trusted since 2013

What's covered

Full property protection.

Building structure

Covers damage to walls, roof, fixtures and fittings from fire, storm and water damage.

Contents cover

Covers furniture, electronics, personal belongings and valuables inside your home.

Theft and break-in

Covers loss or damage following burglary or attempted theft.

Water and pipe damage

Covers burst pipes, leaks and accidental water damage.

Third-party liability

Covers legal costs if a visitor is injured or neighbouring property is damaged.

All property types

Apartments, villas, holiday homes and rental properties all covered.

Common questions

Home insurance FAQ

What does home insurance cover in Turkey?

A standard Turkish home insurance policy (konut sigortası) covers your building structure, contents and third-party liability. You can choose structure-only, contents-only or combined cover. DASK earthquake cover is separate and compulsory.

Do I need DASK as well as home insurance?

Yes. DASK is the compulsory earthquake policy — it covers structural damage from earthquakes only. Home insurance covers everything else: fire, theft, water damage, storm, contents and liability. You need both.

Can foreigners and expats get home insurance in Turkey?

Yes. Turkish home insurance is available to all property owners and renters regardless of nationality. We handle thousands of policies for expat property owners every year.

Do I need home insurance as a renter?

While not legally required, contents insurance as a renter is strongly recommended. It covers your belongings against theft, fire and water damage. Buildings insurance is the landlord's responsibility.

How much does home insurance cost in Turkey?

Premiums depend on the property value, location, age of building and chosen coverage. As a guide, a basic contents policy can start from a few hundred TL per year. We'll compare quotes from 30+ insurers to find the best rate.

Protect your home.

Home insurance for your property in Turkey.

Tell us about your property and we'll compare quotes from 30+ Turkish insurers. English service from quote to policy.

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