Home insurance Turkey for expats
Contents, structure and liability cover for your home in Turkey. Protect your property against fire, theft, water damage and more. Compare quotes from 30+ Turkish insurers.
What's covered
Covers damage to walls, roof, fixtures and fittings from fire, storm and water damage.
Covers furniture, electronics, personal belongings and valuables inside your home.
Covers loss or damage following burglary or attempted theft.
Covers burst pipes, leaks and accidental water damage.
Covers legal costs if a visitor is injured or neighbouring property is damaged.
Apartments, villas, holiday homes and rental properties all covered.
Common questions
A standard Turkish home insurance policy (konut sigortası) covers your building structure, contents and third-party liability. You can choose structure-only, contents-only or combined cover. DASK earthquake cover is separate and compulsory.
Yes. DASK is the compulsory earthquake policy — it covers structural damage from earthquakes only. Home insurance covers everything else: fire, theft, water damage, storm, contents and liability. You need both.
Yes. Turkish home insurance is available to all property owners and renters regardless of nationality. We handle thousands of policies for expat property owners every year.
While not legally required, contents insurance as a renter is strongly recommended. It covers your belongings against theft, fire and water damage. Buildings insurance is the landlord's responsibility.
Premiums depend on the property value, location, age of building and chosen coverage. As a guide, a basic contents policy can start from a few hundred TL per year. We'll compare quotes from 30+ insurers to find the best rate.
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